It’s November! It’s about time I started getting more serious about money and although people have told me it wasn’t a good idea to post what I spend on the Internet, I’m going to do it anyway. What can I say, I’m a rebel. I will heed the warning of not showing my detailed assets, but nothing wrong with showing what I spend and save every month. Enough about that let’s get into it.

Goals This Month:

1. Pay debt down $1 000 (5%)
2. Increase net worth $1 750
3. Stay in budget

Income: $ 4 190 – $ 4 990

Fixed    $ 3 550

Variable    $ 640 – $1 440

*Employer retirement contributions. Not included in income totals.

**This is automatically deducted from our pay and so we don’t include it in our income on our budget because that money doesn’t go into our bank account.

*** I always budget with the lowest income we have for the month and any extra money I put it towards what we need for the month. This month we don’t need anything. I might get a winter jacket and some mittens and the rest will go towards debt.

Here is where I’ll track ALL my spending for the month. It will be relatively easy since I don’t spend much.

Date           Purchase                             Amount    Remaining Budget